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Instant Approval Credit Cards


Horizon Gold Credit Card

 Horizon Gold Credit Card Online Application

Click Here to Apply for the Horizon Gold Credit Card

  • Guaranteed Approval!
  • Bad Credit Accepted!
  • No Employment Check!
  • Reports to a Major Bureau!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* N/A* N/A* N/A*

AccountNow® Prepaid Visa® Card

 AccountNow® Prepaid Visa® Card Online Application

Click Here to Apply for the AccountNow® Prepaid Visa® Card

  • NEW! Now with the iAdvance(SM) loan option, no credit check needed.
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Check Writing – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* $9.95* N/A* No Credit Check*

First Option Visa®

 First Option Visa® Online Application

Click Here to Apply for the First Option Visa®

  • Get a REAL Visa® Credit Card
  • Up to $5,000.00 Secured Line of Credit
  • Be Approved Regardless of Credit History or Income*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
19.5%* N/A* N/A* $59* N/A* Bad Credit OK*

Eufora Elite ($0 up front)

 Eufora Elite ($0 up front) Online Application

Click Here to Apply for the Eufora Elite ($0 up front)

  • Eufora Elite Credit Builder Prepaid MasterCard
  • BUILDS CREDIT! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
  • FREE Direct Deposit
  • FREE Point of Sale Transactions
  • FREE 24/7 Online Access
  • FREE Live Customer Support
  • Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
  • Safer than Cash
  • Cash Reward Program
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* N/A* N/A* N/A*

Public Savings Bank Secured Card

 Public Savings Bank Secured Card Online Application

Click Here to Apply for the Public Savings Bank Secured Card

  • 0% APR on purchases for 6 months
  • No annual fee
  • Your income, employment and credit are not factors!
  • We report to all 3 major credit bureaus
  • Lifetime credit lines up to $10,000
  • 25 day grace period
  • Use the card everywhere you see the visa/mastercard logo
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 6 months* 11.24%* None* No* Bad Credit*

Next Millennium Visa®

 Next Millennium Visa® Online Application

Click Here to Apply for the Next Millennium Visa®

  • No credit check*
  • Approved regardless of credit history
  • Secured credit limit of up to $5000.00
  • Get cash at over 740,000 ATMs
  • Accepted wherever Visa® is accepted
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
19.5%* N/A* N/A* $59* N/A* Bad Credit OK*

Starwood Preferred Guest® Credit Card

 Starwood Preferred Guest® Credit Card Online Application

Click Here to Apply for the Starwood Preferred Guest® Credit Card

  • Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
2.90%* 6 months* 13.24%* No annual fee for the first year - $45 thereafter* Yes* Excellent Credit*

Discover® More® Card Clear

 Discover® More® Card Clear Online Application

Click Here to Apply for the Discover® More® Card Clear

  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% Intro APR* * As low as 11.99%* None* Yes* Excellent*

American Express® Preferred Rewards Gold Card

 American Express® Preferred Rewards Gold Card Online Application

Click Here to Apply for the American Express® Preferred Rewards Gold Card

  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* $125 annual fee* N/A* Excellent Credit*

American DreamCard™ MasterCard®

 American DreamCard™ MasterCard® Online Application

Click Here to Apply for the American DreamCard™ MasterCard®

  • American DreamCard - The first and only "POOLED REWARDSTM " Credit Card. Looking for a card with an award winning reward program? The American DreamCardTM MasterCard® is the card for you! Take advantage of a new concept in credit cards where everyday spending earns you entries to win thousands in cash every month. Apply today!
  • Large monthly cash jackpots!
  • Earn entries from everyday shopping!
  • Get 1,000 entries just for applying!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
as low as Prime + 10.99%* N/A* as low as Prime + 10.99%* $0-$59* N/A* Fair - Excellent*


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